The price of securities can and does fluctuate. Any individual security may experience upward or downward movements and may under some circumstances become valueless. There is an inherent risk that losses may be incurred rather than profits made as a result of buying and selling securities. Due to unpredictable traffic congestion, delays in transmission, interruption, transmission blackout, incorrect data transmission or interference by unauthorised persons due to the public nature of the Internet and other reasons, the Internet is inherently not always a reliable medium of communication. Such lack of reliability is beyond our control. As a result, there may be failure or delay in the transmission and receipt of instructions and other information and this may result in failure or delay in the execution of instructions and /or the execution of instructions at prices different from those prevailing at the time the instructions were given.